Cyprus Residency by Investment 2026 🇨🇾

Yes — the permit is granted for life on approval, provided you maintain the €300,000 investment, keep the required income, and visit at least once every two years. There are no renewal applications.

The residential route requires a first-time sale from a developer — the policy channels investment into construction. Resale homes only qualify under the commercial route. A side benefit: primary residences can attract a reduced 5% VAT rate.

Secured annual income from outside Cyprus of at least €50,000, plus €15,000 for your spouse and €10,000 per dependent child — salaries, dividends, rents and pensions all count.

Become a Cyprus tax resident (60-day or 183-day rules) while non-domiciled, and your worldwide dividends and interest are exempt from Special Defence Contribution for 17 years — effectively 0% on passive income, with no wealth or inheritance tax. We coordinate the structuring with Cypriot tax counsel.

Cyprus is an EU member but not yet fully applying Schengen rules; your Cyprus PR governs residence in Cyprus itself. Travel to the Schengen Area continues under your passport's rules — one reason many clients pair Cyprus PR with a Caribbean passport.

PR holders may not take salaried employment in Cyprus, but may own companies and receive dividends — which the non-dom regime then treats at 0%. Most business families find this structure superior to a salary anyway.

Yes — naturalisation is possible after 5 years of genuine residence (reducible for high-skilled/high-income residents under the 2023 rules), with language and integration requirements.

Same €300K-ish budget, different goals. Greece gives Schengen mobility with zero stay; Cyprus gives immediate permanent status, a stronger tax regime and an English-speaking business base but no Schengen travel yet. We model both against your priorities.