Malta Residency by Investment 2026

The Malta Permanent Residence Programme (MPRP) grants immediate, lifetime EU permanent residence — not a temporary permit — to four generations of one family: applicant, spouse, children, parents and grandparents. Under the rules in force since January 2025, the lease route costs roughly €182,000 all-in (€60,000 contribution, €50,000 administration fee, €2,000 donation, plus a five-year lease from €14,000/year), while property buyers contribute €30,000 and purchase from €375,000. Malta is English-speaking, EU and Schengen, with no minimum stay requirement.

Minimum Investment

€182,000+

Processing Time

6–8 months

Visa-Free Access

Schengen Area travel

Tax Treatment

Remittance-based for non-doms

Family Included

Spouse, children, parents & grandparents

USA E-2 Treaty

No

Why Choose Malta?

Permanent From Day One

Unlike Golden Visas that renew every 2–5 years, MPRP status is permanent residence for life, certified immediately on approval.

Four Generations, One File

Spouse, children, parents and grandparents can all be included — the broadest family scope of any European programme.

English-Speaking EU Base

English is an official language; Malta offers British-style schooling, EU healthcare standards and a thriving financial services hub.

No Minimum Stay

Maintain your status without relocating — ideal as an EU insurance policy alongside your current base.

Investment Options

Lease Route

≈€182,000 total

  • €60,000 government contribution
  • €50,000 administration fee + €2,000 NGO donation
  • 5-year lease from €14,000/year
  • Lowest upfront capital of any EU PR route

Purchase Route

€375,000+ property

  • €30,000 government contribution (reduced)
  • €50,000 administration fee + €2,000 NGO donation
  • Property held minimum 5 years, then sellable
  • Capital preserved in Maltese real estate
Mediterranean property qualifying for Malta permanent residence

Application Requirements

  1. 1Non-EU/EEA/Swiss national aged 18+ with clean record
  2. 2Demonstrate assets of €500,000+ (including €150,000 in liquid financial assets), or €650,000+ (including €75,000 liquid)
  3. 3Hold qualifying property (purchase €375,000+ or lease €14,000+/year) for at least 5 years
  4. 4Pay the government contribution, administration fee and €2,000 NGO donation
  5. 5Comprehensive health insurance covering Malta
  6. 6Pass the Residency Malta Agency's four-tier due diligence

Step-by-Step Process

  1. Weeks 1–2

    Engagement, asset evidence assembled and application prepared through a licensed agent.

  2. Months 1–2

    Submission with €15,000 initial fee; a one-year interim residence permit is available while you wait.

  3. Months 3–6

    Residency Malta Agency due diligence on all applicants and source of wealth.

  4. Months 6–7

    Approval-in-principle; complete property lease/purchase, contribution and donation.

  5. Month 8

    Biometrics in Malta and issue of permanent residence certificates and cards for the whole family.

Benefits of Malta Residency

Lifetime EU permanent residence — no renewal applications, only card replacement every 5 years
Visa-free travel throughout the Schengen Area (90/180 days)
Four generations included in one application
No minimum stay requirement to maintain status
English-speaking jurisdiction with British-style schools and healthcare
Remittance-based taxation available for non-domiciled residents — foreign income kept abroad is untaxed
Right to reside indefinitely in a stable EU and Commonwealth member state
Interim one-year permit lets you move to Malta while the application processes

Malta FAQ

Golden Visas are temporary permits renewed every few years against a maintained investment. MPRP grants permanent residence immediately and for life — the property obligation ends after 5 years while your status continues.

Lease route: €60,000 contribution + €50,000 admin fee + €2,000 donation + 5-year lease from €14,000/year ≈ €182,000 total, largely consumed. Purchase route: €82,000 in fees/contribution/donation plus a €375,000+ property you keep and can sell after 5 years.

Not directly. MPRP is a permanent residence programme; naturalisation in Malta requires genuine long-term residence and is discretionary. If citizenship is your goal, Portugal's 5-year path is the stronger play — we'll tell you honestly which fits.

No. There is no minimum stay requirement. You must simply maintain the qualifying property for the first 5 years and hold valid health insurance.

Yes — financially dependent parents and grandparents of both the main applicant and spouse can be included, at an additional government fee per person.

Malta taxes non-domiciled residents on a remittance basis: foreign income is taxable only if brought into Malta, and foreign capital gains are untaxed even if remitted. There is no wealth, estate or inheritance tax. Specific advice requires a review of your facts, which we arrange with Maltese tax counsel.

You must evidence total assets of €500,000+ (of which €150,000 liquid financial assets) or €650,000+ (of which €75,000 liquid) and maintain the threshold throughout the first five years.

Yes — since January 2025 applicants can obtain a one-year interim residence permit and relocate to Malta while the permanent application is processed.

Ready to Start Your Malta Application?

Book a confidential consultation and receive a written eligibility opinion, full cost breakdown, and personalised timeline within 24 hours.

Explore More

Related Programs

Greece Golden Visa residency by investment 2026Europe · Residency€250,000

Greece

Real estate (conversion/heritage properties)

  • ~4 months processing
  • Schengen Area (as resident)
  • Cheapest EU Golden Visa with zero stay requirement
Portugal Golden Visa investment program 2026Europe · Residency€250,000

Portugal

Cultural donation route (funds from €500K)

  • 18–24 months processing
  • Schengen (as resident); EU citizenship path
  • EU citizenship path with 7 days/year presence
European cityscape representing the Hungary Golden Visa guest investor programmeEurope · Residency€250,000

Hungary

Real estate fund units

  • 3–5 months processing
  • Schengen Area travel
  • 10-year EU permit — the longest in Europe